Recently in Relationships Category

Why a blog post about working with the right people? Last week I read an article which asked if real estate agents are really necessary. The article received a mixed response from readers. Personally, I really like my realtor. However the article failed to make an important distinction between the talented, qualified agents and the lazy ones. So I wanted to bring up and talk about the importance of finding the right people.

When it comes to professionals, employees or even band mates all are not created equal. The right people will move you forward. The right people know their craft, they get things done, and they inspire others. The wrong people can hold you back. The wrong people are sometimes incompetent, they can create more work for you, and they can de-motivate others.

This is a method of banking that my wife and I came up with before we got married and decided to join our finances. It's a very simple trick that we invented. Alright maybe other people have done it as well, but we're staking claim.

The Problem
First let me explain the problem. We realized that joining our finances could be a recipe for disaster. We'd have two salaries directly depositing into our checking account. We'd also have money coming in and out for wedding expenses from savings accounts and parents. Plus we'd have money going out for rent, student loans, debt, utilities, bills and daily expenses. We understood that it would be very easy for either of us to misread our balance and overdraw the account.