Recently in Hints & Tips Category

This is a method of banking that my wife and I came up with before we got married and decided to join our finances. It's a very simple trick that we invented. Alright maybe other people have done it as well, but we're staking claim.

The Problem
First let me explain the problem. We realized that joining our finances could be a recipe for disaster. We'd have two salaries directly depositing into our checking account. We'd also have money coming in and out for wedding expenses from savings accounts and parents. Plus we'd have money going out for rent, student loans, debt, utilities, bills and daily expenses. We understood that it would be very easy for either of us to misread our balance and overdraw the account.

Getting a Job is Dangerous
It's mid-September and the job market is tough. Unemployment in the U.S. is currently around 10%, and the number of people looking for a job is much higher. This has created a rich climate for identity theft and scams. Job seekers need to take steps to protect their identity during their job search.

It's likely that you or someone in your family is looking for work. Something that you should take seriously during your job search is protecting your identity. Now that may seem counter-intuitive because you are actively in the process of putting yourself out there. However you should protect your identity and limit your exposure to fraud and identity theft.